Current Mortgage Index Values

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This chart shows the current mortgage indexes. You can find out what your "prevailing rate" will be on your current  adjustable mortgage by looking at your "promissory note" in your home loan disclosures. 

Step 1. Find your Promissory Note

Step 2. Find which "Index" your adjustable rate is "tied to."

Step 3. Add the "Index" rate to your "Margin" to get your "Fully-Indexed Rate"

Feel free to contact me if you would like to figure out what your payment is expected to be in 2007 when your "fixed period" ends on your "adjustable" home loan!

Current Mortgage (ARM) Indexes

Monthly Values

Index Value Month Constant Maturity Treasury 1-Year CMT 5.01 Nov Moving Average Treasury Index 12-Month MTA 4.883 Nov Certificate of Deposit Index Moving Average CODI 4.997 Oct 11th District Cost of Funds Index (11th Federal Home Loan Bank District) 11th District COFI 4.346 Dec Cost of Savings Index World Savings' COSI 4.60 Oct London Inter Bank Offering Rate (Federal National Mortgage Association) 1-Month LIBOR (Fannie Mae) 5.3479 Nov 3-Month LIBOR (Fannie Mae) 5.3685 Nov 6-Month LIBOR (Fannie Mae) 5.3495 Nov 1-Year LIBOR (Fannie Mae) 5.2439 Nov Prime Rate (Bank Prime Loan) Prime Rate: 8.25 Prime Rate: Date of Change 6/29/2006

Scott Gormley

Broker/Owner

Oak Valley Mortgage

Direct: 530.592.8362

Email: Scott@OakValleyMortgage.com

Website: www.CALoan.com

Blog: www.CALoanBlog.com